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Duty to defend

In Clarendon America Ins. Co. v. North American Capacity Ins. Co., Case No. E048176 (Fourth Appellate District, Div. Two, July 7, 2010), the Court of Appeal reversed a trial court entry of summary judgment in favor of defendant insurer North American Capacity (NAC) concerning the application of the policy’s self-insured retention (“SIR”) clause and the [...]

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Although beer pong has made a number of curious contributions to American jurisprudence (see, e.g., University of Kansas v. Sinks, 644 F.Supp. 2d 1287 (D.Kan. 2008), involving trademark issues over the sale of Kansas Co-Ed Naked Beer Pong t shirts; Crusselle v. State, 2010 Ga. App. 375 (Ga. Ct. App. 2010), in which beer pong [...]

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The court in Fulton Boiler Works, Inc. v. American Motorists Ins. Co., 5:06-CV-1117, 2010 U.S. Dist. LEXIS 28756 (N.D.N.Y March 25, 2010), held that two CGL insurers were obligated to pay for the entire cost of defending thousands of underlying asbestos bodily injury claims, without any contribution from their mutual insured, because they could not [...]

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In Pekin Insurance Co. v. Wilson, Docket No. 108799 (Ill. 5/20/2010) (Ill. 2010), the Illinois Supreme Court affirmed the holding of the appellate court finding that, “if an insurance company has a right to present evidence beyond the complaint in the underlying lawsuit to show that it has no duty to defend, the insured has [...]

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Policyholders should keep in mind that the rules have changed in New York regarding late notice issues over the past few years.  In the Summer of 2008, the New York Legislature passed Section 3420(a)(5) of the New York Insurance Law codifying the “notice prejudice” rule.  The statute represented the Legislature’s rejection of the New York [...]

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Recently, the United States Court of Appeals for the Ninth Circuit found that Hyundai Motor America’s (“Hyundai”) liability insurers, National Union Fire Insurance Company of Pittsburgh, PA (“National Union”) and American Home Assurance Company (“American Home”) had a duty to defend Hyundai against allegations of patent infringement under the “advertising injury” coverage of the policies [...]

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A recent decision from Judge Berman in the United States District Court for the Southern District of New York, MBIA v. Federal Insurance, Case No. 08 Civ. 4313 (RMB) (decided Dec. 30, 2009), represents one of the first judicial forays into the white-hot issue of directors’ and officers’ (“D&O”) insurance coverage for the defense costs [...]

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In Uhlich Childrens Network v National Union, No. 1-08-3400 (1st Dist. 3d Div. 2/3/2010), the Illinois Appellate Court applied the rule of estoppel to prevent a claims-made insurer from denying coverage based on the insured’s failure to report the claim during the policy period. Although the Northern District of Illinois had applied the estoppel rule [...]

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