From the category archives:

General Liability

In World Harvest Church, Inc. v. GuideOne Mut. Ins. Co., S10Q341 (Ga. May 3, 2010), the Georgia Supreme Court held that an insurer waives its right to deny defense or indemnity obligations if it fails to timely reserve rights and that the policyholder need not show prejudice for that rule to apply.

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Although beer pong has made a number of curious contributions to American jurisprudence (see, e.g., University of Kansas v. Sinks, 644 F.Supp. 2d 1287 (D.Kan. 2008), involving trademark issues over the sale of Kansas Co-Ed Naked Beer Pong t shirts; Crusselle v. State, 2010 Ga. App. 375 (Ga. Ct. App. 2010), in which beer pong [...]

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In Pekin Insurance Co. v. Wilson, Docket No. 108799 (Ill. 5/20/2010) (Ill. 2010), the Illinois Supreme Court affirmed the holding of the appellate court finding that, “if an insurance company has a right to present evidence beyond the complaint in the underlying lawsuit to show that it has no duty to defend, the insured has [...]

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Policyholders should keep in mind that the rules have changed in New York regarding late notice issues over the past few years.  In the Summer of 2008, the New York Legislature passed Section 3420(a)(5) of the New York Insurance Law codifying the “notice prejudice” rule.  The statute represented the Legislature’s rejection of the New York [...]

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In these troubled economic times, settlement is an increasingly common outcome of underlying litigation.  For this reason, it is important for California policyholders to bear in mind certain rules governing insurer-funded settlements.  More specifically,  when a liability insurer is defending its insured under a reservation of rights, that insurer may agree to fund a settlement within its policy limits, [...]

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When insurers use tenuous arguments to deny any coverage obligation for a particular claim, policyholders are often forced to incur considerable expense in vindicating their contractual rights. Even more frustrating for policyholders, successfully challenging an insurer’s wrongful denial of a claim generally only results in the insurer being required to provide the contractual benefits it [...]

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The well-known “potential for coverage” standard applied by most courts to determine whether a CGL insurer must defend a claim against its insured turns on whether the allegations in an underlying complaint support the potential for covered liability, regardless of the actual facts proven at trial. The court in Whittaker Corp. v. American Nuclear Insurers, [...]

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In what appears to be one of the first insurance coverage lawsuits involving the biofuel industry, Penn Millers Insurance Company has sued Northeast Nebraska Biodiesel LLC (which owns and operates a biodiesel facility and a soybean processing facility in Dodge County, Nebraska), claiming that it should not have to pay for methanol contaminated shipments of [...]

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