From the category archives:

Bad Faith

Waiver is the voluntary relinquishment of a known right.  Although the law across the country continues to be mixed, the rule in some states is that, if an insurance company does not timely raise an issue or defense, such as stating all grounds upon which it may refuse to indemnify an insured in a reservation [...]

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When insurers use tenuous arguments to deny any coverage obligation for a particular claim, policyholders are often forced to incur considerable expense in vindicating their contractual rights. Even more frustrating for policyholders, successfully challenging an insurer’s wrongful denial of a claim generally only results in the insurer being required to provide the contractual benefits it [...]

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